:root {
            --primary: rgb(8,145,178);
            --primary-hover: rgb(6,115,142);
            --hero-bg: #0F172A;
            --hero-blue: #1D7BFF;
            --glacier-blue: #E0F2FE;
            --silver-white: #F8FAFC;
            --ink-dark: #0F172A;
            --text-dark: #1E293B;
            --text-muted: #64748B;
            --border-color: #E2E8F0;
            --card-shadow: 0 10px 30px -10px rgba(0,0,0,0.05);
            --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
        }

        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
            color: var(--text-dark);
            background-color: var(--silver-white);
            line-height: 1.6;
            overflow-x: hidden;
        }

        a {
            color: inherit;
            text-decoration: none;
            transition: var(--transition);
        }

        
        header {
            position: fixed;
            top: 0;
            left: 0;
            width: 100%;
            height: 70px;
            background: rgba(255, 255, 255, 0.95);
            backdrop-filter: blur(10px);
            border-bottom: 1px solid var(--border-color);
            z-index: 1000;
            transition: var(--transition);
        }

        .header-container {
            max-width: 1200px;
            margin: 0 auto;
            height: 100%;
            display: flex;
            align-items: center;
            justify-content: space-between;
            padding: 0 20px;
        }

        .logo {
            display: inline-flex;
            align-items: center;
            gap: 12px;
            text-decoration: none;
        }

        .logo img {
            display: block;
            height: 40px;
            width: auto;
            max-width: 160px;
            object-fit: contain;
            flex-shrink: 0;
        }

        .logo span {
            display: inline-block;
            font-size: 20px;
            font-weight: 800;
            line-height: 1;
            color: var(--ink-dark);
            white-space: nowrap;
        }

        nav.nav-desktop {
            display: flex;
            align-items: center;
            gap: 30px;
        }

        nav.nav-desktop a {
            font-size: 15px;
            font-weight: 500;
            color: var(--text-dark);
        }

        nav.nav-desktop a:hover {
            color: var(--primary);
        }

        .header-btn {
            background-color: var(--primary);
            color: #fff !important;
            padding: 8px 20px;
            border-radius: 6px;
            font-weight: 600;
            font-size: 14px;
        }

        .header-btn:hover {
            background-color: var(--primary-hover);
        }

        .menu-toggle {
            display: none;
            flex-direction: column;
            gap: 6px;
            background: none;
            border: none;
            cursor: pointer;
            padding: 4px;
            z-index: 1100;
        }

        .menu-toggle span {
            display: block;
            width: 24px;
            height: 2px;
            background-color: var(--ink-dark);
            transition: var(--transition);
        }

        
        .drawer {
            position: fixed;
            top: 0;
            left: -300px;
            width: 300px;
            height: 100%;
            background: #fff;
            box-shadow: 10px 0 30px rgba(0,0,0,0.1);
            z-index: 1099;
            transition: var(--transition);
            display: flex;
            flex-direction: column;
            padding: 20px;
        }

        .drawer.active {
            left: 0;
        }

        .drawer-overlay {
            position: fixed;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            background: rgba(0,0,0,0.5);
            z-index: 1098;
            opacity: 0;
            visibility: hidden;
            transition: var(--transition);
        }

        .drawer-overlay.active {
            opacity: 1;
            visibility: visible;
        }

        .drawer-header {
            display: flex;
            align-items: center;
            justify-content: space-between;
            margin-bottom: 40px;
        }

        .drawer-close {
            background: none;
            border: none;
            font-size: 24px;
            cursor: pointer;
            color: var(--text-muted);
        }

        .drawer-nav {
            display: flex;
            flex-direction: column;
            gap: 20px;
        }

        .drawer-nav a {
            font-size: 16px;
            font-weight: 500;
            color: var(--text-dark);
            padding: 10px 0;
            border-bottom: 1px solid var(--border-color);
        }

        
        .hero-layout-01 {
            background: radial-gradient(circle at 50% 0%, rgba(29, 123, 255, 0.15), transparent 60%), var(--hero-bg);
            color: #fff;
            padding: 160px 20px 100px 20px;
            text-align: center;
            position: relative;
            overflow: hidden;
        }

        .hero-layout-01 .hero-badge {
            display: inline-block;
            background: rgba(29, 123, 255, 0.2);
            border: 1px solid rgba(29, 123, 255, 0.4);
            color: var(--glacier-blue);
            padding: 6px 16px;
            border-radius: 100px;
            font-size: 14px;
            font-weight: 600;
            margin-bottom: 24px;
            letter-spacing: 1px;
            text-transform: uppercase;
        }

        .hero-layout-01 h1 {
            font-size: 48px;
            font-weight: 800;
            line-height: 1.2;
            max-width: 900px;
            margin: 0 auto 20px auto;
            letter-spacing: -0.5px;
            background: linear-gradient(135deg, #FFF 0%, var(--glacier-blue) 100%);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
        }

        .hero-layout-01 p.hero-subtitle {
            font-size: 18px;
            color: var(--glacier-blue);
            opacity: 0.85;
            max-width: 650px;
            margin: 0 auto 35px auto;
        }

        .hero-layout-01 .hero-buttons {
            display: flex;
            justify-content: center;
            gap: 15px;
            margin-bottom: 60px;
        }

        .hero-layout-01 .btn-primary {
            background-color: var(--hero-blue);
            color: #fff;
            font-weight: 600;
            padding: 12px 30px;
            border-radius: 6px;
            box-shadow: 0 4px 15px rgba(29, 123, 255, 0.4);
        }

        .hero-layout-01 .btn-primary:hover {
            background-color: #0062E6;
        }

        .hero-layout-01 .btn-secondary {
            background-color: transparent;
            border: 1px solid rgba(255, 255, 255, 0.25);
            color: #fff;
            font-weight: 600;
            padding: 12px 30px;
            border-radius: 6px;
        }

        .hero-layout-01 .btn-secondary:hover {
            background-color: rgba(255, 255, 255, 0.05);
            border-color: #fff;
        }

        
        .hero-visual-panel {
            max-width: 900px;
            margin: 0 auto;
            position: relative;
            background: rgba(15, 23, 42, 0.6);
            border: 1px solid rgba(255, 255, 255, 0.1);
            border-radius: 12px;
            padding: 10px;
            box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.5);
        }

        .hero-visual-panel img {
            width: 100%;
            height: auto;
            display: block;
            border-radius: 8px;
        }

        
        .floating-card {
            position: absolute;
            background: rgba(15, 23, 42, 0.85);
            backdrop-filter: blur(12px);
            border: 1px solid rgba(255, 255, 255, 0.1);
            border-radius: 10px;
            padding: 15px;
            text-align: left;
            box-shadow: 0 20px 25px -5px rgba(0,0,0,0.3);
            width: 180px;
        }

        .fc-01 { top: 10%; left: -80px; }
        .fc-02 { top: 60%; left: -100px; }
        .fc-03 { top: 15%; right: -80px; }
        .fc-04 { top: 55%; right: -100px; }

        .floating-card .fc-title {
            font-size: 12px;
            text-transform: uppercase;
            color: var(--glacier-blue);
            letter-spacing: 0.5px;
            margin-bottom: 5px;
        }

        .floating-card .fc-value {
            font-size: 18px;
            font-weight: 700;
            color: #fff;
        }

        
        .features {
            padding: 90px 20px;
            background-color: #fff;
        }

        .section-container {
            max-width: 1200px;
            margin: 0 auto;
        }

        .section-header {
            text-align: center;
            max-width: 700px;
            margin: 0 auto 60px auto;
        }

        .section-header h2 {
            font-size: 32px;
            font-weight: 800;
            color: var(--ink-dark);
            margin-bottom: 15px;
        }

        .section-header p {
            color: var(--text-muted);
            font-size: 16px;
        }

        .grid-3 {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
            gap: 30px;
        }

        .feature-card {
            background-color: var(--silver-white);
            border: 1px solid var(--border-color);
            border-radius: 12px;
            padding: 40px 30px;
            transition: var(--transition);
        }

        .feature-card:hover {
            transform: translateY(-5px);
            box-shadow: var(--card-shadow);
            border-color: rgba(29, 123, 255, 0.2);
        }

        .feature-icon {
            width: 50px;
            height: 50px;
            border-radius: 10px;
            background-color: rgba(29, 123, 255, 0.1);
            color: var(--hero-blue);
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 24px;
            font-weight: bold;
            margin-bottom: 25px;
        }

        .feature-card h3 {
            font-size: 20px;
            font-weight: 700;
            color: var(--ink-dark);
            margin-bottom: 12px;
        }

        .feature-card p {
            color: var(--text-muted);
            font-size: 14px;
            line-height: 1.6;
        }

        
        .steps-section {
            padding: 90px 20px;
            background: linear-gradient(180deg, var(--silver-white) 0%, #fff 100%);
        }

        .steps-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
            gap: 40px;
            position: relative;
        }

        .step-item {
            text-align: center;
            position: relative;
        }

        .step-num {
            width: 60px;
            height: 60px;
            background-color: var(--primary);
            color: #fff;
            font-size: 24px;
            font-weight: 800;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            margin: 0 auto 20px auto;
            box-shadow: 0 4px 10px rgba(8,145,178,0.3);
        }

        .step-item h3 {
            font-size: 18px;
            font-weight: 700;
            margin-bottom: 10px;
            color: var(--ink-dark);
        }

        .step-item p {
            font-size: 14px;
            color: var(--text-muted);
        }

        
        .news-section {
            padding: 90px 20px;
            background-color: #fff;
        }

        .article-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(360px, 1fr));
            gap: 30px;
        }

        .article-card {
            background-color: var(--silver-white);
            border: 1px solid var(--border-color);
            border-radius: 12px;
            overflow: hidden;
            transition: var(--transition);
            display: flex;
            flex-direction: column;
        }

        .article-card:hover {
            transform: translateY(-5px);
            box-shadow: var(--card-shadow);
        }

        .article-image {
            width: 100%;
            height: 200px;
            overflow: hidden;
            position: relative;
        }

        .article-image img {
            width: 100%;
            height: 100%;
            object-fit: cover;
            transition: var(--transition);
        }

        .article-card:hover .article-image img {
            transform: scale(1.05);
        }

        .article-content {
            padding: 25px;
            display: flex;
            flex-direction: column;
            flex-grow: 1;
        }

        .article-meta {
            display: flex;
            align-items: center;
            gap: 15px;
            font-size: 12px;
            color: var(--text-muted);
            margin-bottom: 12px;
        }

        .article-title {
            font-size: 18px;
            font-weight: 700;
            color: var(--ink-dark);
            margin-bottom: 10px;
            line-height: 1.4;
        }

        .article-summary {
            font-size: 14px;
            color: var(--text-muted);
            margin-bottom: 20px;
            line-height: 1.6;
        }

        .article-footer {
            margin-top: auto;
            display: flex;
            align-items: center;
            justify-content: space-between;
            border-top: 1px solid var(--border-color);
            padding-top: 15px;
        }

        .article-tag {
            background-color: rgba(8,145,178,0.1);
            color: var(--primary);
            padding: 4px 10px;
            border-radius: 4px;
            font-size: 12px;
            font-weight: 600;
        }

        .article-more {
            font-size: 14px;
            font-weight: 600;
            color: var(--primary);
        }

        
        .cta-section {
            padding: 80px 20px;
            background: linear-gradient(135deg, var(--primary) 0%, var(--primary-hover) 100%);
            color: #fff;
            text-align: center;
        }

        .cta-container {
            max-width: 800px;
            margin: 0 auto;
        }

        .cta-container h2 {
            font-size: 36px;
            font-weight: 800;
            margin-bottom: 20px;
        }

        .cta-container p {
            font-size: 18px;
            opacity: 0.9;
            margin-bottom: 35px;
        }

        .cta-btn {
            background-color: #fff;
            color: var(--primary);
            padding: 14px 35px;
            border-radius: 6px;
            font-weight: 700;
            font-size: 16px;
            box-shadow: 0 10px 20px rgba(0,0,0,0.1);
            display: inline-block;
        }

        .cta-btn:hover {
            transform: translateY(-2px);
            box-shadow: 0 15px 25px rgba(0,0,0,0.15);
        }

        
        footer {
            background-color: var(--ink-dark);
            color: #94A3B8;
            padding: 80px 20px 30px 20px;
            border-top: 1px solid rgba(255,255,255,0.1);
        }

        .footer-grid {
            max-width: 1200px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
            gap: 40px;
            margin-bottom: 60px;
        }

        .footer-brand .logo span {
            color: #fff;
        }

        .footer-brand p {
            margin-top: 20px;
            font-size: 14px;
            line-height: 1.6;
        }

        .footer-col h4 {
            color: #fff;
            font-size: 16px;
            font-weight: 600;
            margin-bottom: 25px;
        }

        .footer-col ul {
            list-style: none;
        }

        .footer-col ul li {
            margin-bottom: 12px;
        }

        .footer-col ul li a {
            font-size: 14px;
        }

        .footer-col ul li a:hover {
            color: #fff;
        }

        .footer-bottom {
            max-width: 1200px;
            margin: 0 auto;
            border-top: 1px solid rgba(255,255,255,0.05);
            padding-top: 30px;
            display: flex;
            flex-wrap: wrap;
            justify-content: space-between;
            font-size: 12px;
        }

        .risk-warning {
            max-width: 1200px;
            margin: 0 auto 30px auto;
            background: rgba(255,255,255,0.02);
            border: 1px solid rgba(255,255,255,0.05);
            padding: 20px;
            border-radius: 8px;
            font-size: 12px;
            line-height: 1.8;
            color: #64748B;
        }

        
        @media (max-width: 1024px) {
            .floating-card {
                display: none;
            }
        }

        @media (max-width: 768px) {
            nav.nav-desktop {
                display: none;
            }
            .menu-toggle {
                display: flex;
            }
            .hero-layout-01 h1 {
                font-size: 32px;
            }
            .hero-layout-01 p.hero-subtitle {
                font-size: 15px;
            }
            .hero-layout-01 {
                padding-top: 120px;
                padding-bottom: 60px;
            }
            .hero-layout-01 .hero-buttons {
                flex-direction: column;
                gap: 10px;
                max-width: 300px;
                margin: 0 auto 40px auto;
            }
        }